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April 2020

View the PDF version of our April 2020 newsletter: WMCU_April_2020

Holiday Closings

West Michigan Credit Union offices will be closed the following dates:

  • Monday, May 25th
  • Saturday, July 4th

Access your account through:

  • It’s Me 247 Online Banking
  • Debit Card
  • Shared Branch
  • Mobile App with Remote Deposit

Returning to Michigan for the Spring?

Don't forget to update your address with us! You can make the change in online banking or by contacting us at: 1(800) 442-4576

Homes Illustration Pattern

Real Estate Lending

In the market for a new home? Thinking about refinancing? Looking to cash-in on the equity in your home? Talk to one of our mortgage experts to find out how you can save time and money by refinancing with West Michigan Credit Union. Connect with us online, in-person, or via phone for more information about how we can help you reach your homeownership and financial goals.

To learn more about the home buying process, visit our blog:

Melissa Price Headshot

Melissa Price
Licensed in Auto, Home, and Life

1(616) 432-5023 (Direct)
1(616) 710-1469 (Cell)
FAX: (616)281-0981

Trustage and Liberty Mutual

What is Homeowners Insurance and How Does Home Insurance Work?

Homeowners insurance, sometimes referred to as "hazard insurance" or simply "home insurance", is property insurance designed to cover private homes and their contents.

There are three major reasons to buy homeowners insurance:

  • To provide property coverage: Homeowners insurance covers the physical structure of your home and your personal property if it gets damaged or destroyed.
  • To provide liability coverage: If someone who isn't covered under your policy is injured or killed, or their property is damaged or destroyed while they're on your property, your homeowners policy will cover your personal legal responsibility. This coverage extends to cases where damage or injury happens adjacent to your property, such as when a limb of a tree on your property falls on a parked car on the street.
  • To satisfy your mortgage lender: To get a mortgage, most lenders insist you have insurance as long as you have a mortgage; you also have to list the lender as the mortgagee on the policy.

Read more by visiting:

Better Rate, Better Reward

We are happy to announce two new credit card program options, our Better Rate and Better Reward cards. Our Better Rate credit card has lower rates than other cards, while our Better Reward card offers cash back.

Our old credit card program will be phasing out, so make the switch today!

To learn more, speak with a Member Service Representative. Apply by phone 1(800) 442-4576, or apply online:

Better Rate Credit Card
Better Reward Credit Card
Big Rapids Public Schools
Cadillac Area Public Schools
Grand Rapids Public Schools
Manistee Area Public Schools
Reed City Public Schools
Students running down the hall

Feeding the Future

We believe in giving back to the community to support local causes. We will be celebrating Youth Month at a later time, due to the "Stay Home, Stay Safe" order.  We will be collecting donations to put towards assisting with local school lunch programs and pantry programs. Our efforts will contribute to alleviating the financial stress that some families in our communities are experiencing.

We will be collecting school supplies as donations in our branches, stop by for a wish list when we can open! 

Feeding America West Michigan

With your help, we were able to give $14,000 to Feeding America West Michigan, equaling 56,000 meals. Our team members spent time volunteering by packaging food to be distributed to our neighbors in need.

Feeding America West Michigan check presentation
Helen DeVos Children's Hospital Check Presentation

Helen DeVos Children's Hospital

Wow! Look at how wonderful our members are! Your participation our December Skip-a-pay allowed us to make a donation of $7,700 to Helen DeVos Children's Hospital. The donation will go directly to bettering the lives of their 190,000+ patients and family members.

Working together as the most trusted resource to help our members' financial lives be simply better.