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April 2021

View the PDF version of our April 2021 newsletter: WMCU_April_2021

Holiday Closings

West Michigan Credit Union offices will be closed the following dates:

  • Monday, May 31st
  • Monday, July 5th

Access your account through:

  • It’s Me 247 Online Banking
  • Debit Card
  • Shared Branch
  • Mobile App with Remote Deposit
Woman stressed

Behind on Payments? You're Not Alone.

Here are four tips on how to avoid late payments.

  1. Take a deep breath and know everything will be okay. Make a commitment to focus on what matters most.
  2. Get a full picture of your current expenses and develop a spending plan.
  3. Investigate your options. Addressing your needs proactively can help you get back on track sooner.
  4. You are not alone. Call GreenPath, our Financial Wellness partner, for unbiased caring support. We are here to help you understand your financial situation, pay off your debt, and save money. We can help you understand the process and provide you with additional options. Call 877-337-3399 or visit greenpath.com/WMCU
Melissa Price Headshot

Melissa Price
Licensed in Auto, Home, and Life

1(616) 432-5023 (Direct)
1(616) 710-1469 (Cell)
FAX: (603)427-2621

Melissa.Price@LibertyMutual.com

Trustage and Liberty Mutual

Quarterly Insurance Update

Often times people will call to discuss their auto insurance options because they are reminded when making their monthly payment. Most people forget to review their home insurance as it is wrapped in their mortgage payment. There are many discounts like age of the roof or age of the furnace that can get overlooked over time. Deductibles are the amount of money you have to pay toward a loss before your insurance company starts to pay a claim. Do you know the amount of your deductible as indicated in your policy? The higher your deductible, the more money you can save on your premiums. Nowadays, most insurance companies recommend a deductible of at least $1,000. I would be happy to review your current policy with Liberty Mutual to see if you are eligible for additional savings. I can also look at your home insurance you have with another carrier to see if switching might be in your best interest. Maybe we can help put some money back into your budget this month!

Returning to Michigan for the Spring?

Don't forget to update your address with us! You can make the change in online banking or by contacting us at: 1(800) 442-4576

WarmerRates2021-AutoPromoSLIDER

Take a Road Trip into Warmer Rates

Winter have you feeling cooped up? Planning a road trip for Spring Break? Looking for a reliable vehicle to get through Michigan's unpredictable weather? No matter the reason, now is the perfect time to think about a new vehicle with our competitive, low rates.

For a limited time, we are revved up to offer rates as low as 2.24% APR*.

To learn more about this limited time offer, visit WestMichiganCU.com/warmer-rates

*APR = Annual Percentage Rate. Rates as low as 2.24% APR on 2016 and newer automobiles with a term up to 72 months. Payment per $1,000 borrowed at 2.24% APR is $14.86 per 72-month term. Rates as low as 3.49% APR on 2019 or newer automobiles with a term up to 84 months. Payment per $1,000 borrowed at 3.49% APR is $13.44 per 84-month term. This promotion is only offered on new loans or refinances of an automobile from a financial institution other than West Michigan Credit Union. Limited time offer. Credit is subject to approval. Rates may vary based on creditworthiness, term, and model year. Must qualify for membership. Redemption of Member Reward points may not be used with offer for additional savings.

Shot of a young man proposing to his girlfriend during a road trip

Moving Forward...

Whether you are starting an exciting adventure, looking to refresh your space, or starting a new chapter this Spring, we can help! We want to be there no matter what you're planning.

Rates as low as 5.99% APR*.

To learn more about this limited time offer, visit WestMichiganCU.com/moving-forward

*APR = Annual Percentage Rate. Rates as low as 5.99% APR. Promotional rate available for terms of 6-60 months. Payment per $1,000 borrowed at 5.99% APR is $19.33 per 60-month term. Loan amount must be a minimum of $500. This promotion is not eligible on refinances of any existing loans with West Michigan Credit Union. Limited time offer. Credit is subject to approval. Rates may vary based on creditworthiness. Must qualify for membership. Redemption of Member Reward points may not be used with offer for additional savings.

Team members during check presentation

Helen DeVos Childen's Hospital

Look at how amazing you all are! Your participation in our December Skip-A-Payment program allowed us to make a donation of $5,875 to Helen DeVos Children's Hospital. Our donation will go directly to bettering the lives of their 190,000+ patients and family members. Thank you for your incredible support!

Hearts Building homes

Feeding America West Michigan

With your help, we were able to give $14,000 to Feeding America West Michigan, equaling 56,000 meals for those in need in the community.

Thank you to all of our home buyers in 2020!!

Working together as the most trusted resource to help our members' financial lives be simply better.