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April 2022

View the PDF version of our April 2022 newsletter: WMCU_April_2022

Holiday Closings

West Michigan Credit Union offices will be closed the following dates:

  • Monday, May 30th
  • Monday, June 20th
  • Monday, July 4th

Access your account through:

  • It’s Me 247 Online Banking
  • Debit Card
  • Shared Branch
  • Mobile App with Remote Deposit & Card Controls
Overdraft Update Excited Woman

Overdraft Update:

We are updating our standard overdraft practices! Going forward, we will not be charging a fee for transactions under $5. As a reminder, an overdraft occurs when you do not have sufficient available funds in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two ways:

  1. We have standard overdraft practices that comes with checking accounts.
  2. We also offer overdraft protection plans, such as a link to a savings account or an overdraft protection express loan, which may be less expensive than our standard overdraft practices.

***Please refer to the CU*Advance Non-Return Program and Your Liability for Overdrafts Disclosure and your Membership and Account Agreement for important additional information concerning overdrafts.***

Melissa Price Headshot

Melissa Price
Licensed in Auto, Home, and Life

1(616) 432-5023 (Direct)
1(616) 710-1469 (Cell)
FAX: (603)427-2621

Trustage and Liberty Mutual

Quarterly Insurance Update

Home insurance includes coverage for a multitude of disasters that can damage your home. The damage that can come from hail, strong winds, theft, smoke, and fire are all included in your home insurance. What most people are unaware of is that a majority of home policies are wrapped right into your mortgage payment. For that reason, they are also one of the least reviewed policies out there! Have you reviewed your home policies? Do you know what you are covered for? If something were to happen, would you have enough coverage to rebuild your home, especially with the inflated cost of building materials right now? Let’s discuss the best coverage for your home and ensure your family is adequately protected for any and every type of disaster before it is too late!

Returning to Michigan for the Spring?

Don't forget to update your address with us! You can make the change in online banking or by contacting us at: 1(800) 442-4576

Money Back 2022 Promo

Make your Payments, Get Paid!

Are you looking to open a new loan? Save money by refinancing an auto or recreational vehicle loan from another financial institution? If you said yes, then you could get rewarded! We are depositing $250 directly into your savings account when you make six consecutive, on-time monthly payments.

Offer stands for refinances done April 1, 2022 through June 30, 2022.

This limited time offer has expired.

*$250 deposit into savings account of member with new or refinance of an auto or recreational vehicle loan from a financial institution other than West Michigan Credit Union. To qualify for $250 deposit, loan must be new to West Michigan Credit Union, amount must be a minimum of $10,000, and have six consecutive, on-time monthly payments. No delinquent loans, indirect loans, or skipped payments qualify. Offer stands for loans or refinances done April 1, 2022 through June 30, 2022. Credit is subject to approval. Rates are subject to change and may vary based on creditworthiness, loan term, and model year. Must qualify for membership. Member Reward points may not be used with offer for additional savings. West Michigan Credit Union may amend the terms and conditions at any time without notice.

Merger Update

Important Merger News

Per the membership vote on February 10th, 2022, Western Districts Members Credit Union voted in favor of merging with West Michigan Credit Union. The merger date is April 1st, 2022, with a conversion date of May 15th, 2022.

With the merging of Western Districts Members Credit Union, we will acquire two new locations in the Grand Rapids area and some incredible new team members! We will now have offices on Plymouth and 36th Street for members to visit and say hello to our new team members. We can’t wait to see new faces over there!

We look forward to welcoming our new members, and we promise to work together as the most trusted resource to help our members’ financial lives be simply better!

Cat and Dog Animal Rescue

Animal Shelters & Rescues

Look at the positive impact you made! Your donations of food, supplies, cleaning products, and more made it possible for animals to receive the best, most humane treatment possible. We are proud to support Michele’s Rescue in Grand Rapids, Homeward Bound Shelter in Manistee, ARC of Mecosta County in Big Rapids/Reed City, and the Missaukee Humane Society in Cadillac.

Thank you for your generosity for animals in your community!

Land Conservancy of West Michigan Flowers

New Partnership!

We are excited to announce a new partnership with the Land Conservancy of West Michigan. They conserve land by creating public nature preserves, providing support to communities, and helping private land owners. We’ll be collecting money at each of our locations through the end of June!

To learn more, visit:

Working together as the most trusted resource to help our members' financial lives be simply better.