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October 2019

View the PDF version of our October 2019 newsletter: WMCU_October 2019

Holiday Closings

West Michigan Credit Union offices will be closed the following dates:

  • Monday, October 14th
  • Thursday, November 28th
  • Friday, November 29th
  • Tuesday, December 24th
  • Wednesday, December 25th
  • Tuesday, December 31st (close at noon)
  • Wednesday, January 1st

Access your account through:

  • It’s Me 247 Online Banking
  • Debit Card
  • Shared Branch
  • Mobile App with Remote Deposit
Cindy Holding Winning Money

What Would You Do With An Extra $100?

We asked you to enter on our Facebook page for a chance to win $100!  Winner, Cindy Hoch, said she will be spending her winnings on a vacation.  If you missed out on our contest, make sure to like us on Facebook and stay tuned!

Member picking up prize in Manistee

Thank you for Your Loyal Membership!

We celebrated YOU every Friday in August at our Member Appreciation Days.  Thanks for stopping by and letting us give back to you!  Join us Thursday, October 17th for International Credit Union Day!

New Credit Card Options Coming Soon!
Kathleen VonBroock Scholarship

Congratulations Kathleen!

Kathleen VonBroock is our recipient for the Ferris State University Scholarship for the 2019-2020 academic year.  The scholarship is given out in memory of two founding members of WMCU, Jack and Kay Appel.

2020 Board of Directors

We’re accepting applications for 1 board position on the 2020 Board of Directors.  If you are interested, please send a letter of intent and resume of qualifications to the Nominating Committee by December 15, 2019.

NOTE: There will be no nominations from the floor the day of the event. Voting will be held in the first quarter of 2020, with our Annual Meeting scheduled for Tuesday, March 17, 2020.

Send all submissions to:
West Michigan Credit Union
Attn: William Keim
1720 Michigan St NE
Grand Rapids, MI 49503

Winter Wish List

December Skip-A-Pay

Have a lot of things on your list to check off twice? Free up some extra cash by skipping your December payment.  Fill out the December 2019 Skip-A-Payment Form and send it to us:

Mail: 1319 Front NW Grand Rapids, MI 49504
FAX: 616-451-8850

Fee Schedule

Effective January 1, 2020.  Fees Subject to Change.

~Account History Print-Out $2.00
Account Research $20/hour
Bill Pay Transaction Overage Fe (Over 20) 50¢ ea
Card Replacement (Credit, Debit, Travel Card) $5.00
Check Cashing/Negotiation $3.00
Check Cashing/Negotiation – Non-Members $5.00
~Check Copy $3.00
~Credit Union Corporate Check $3.00 (1 free per month)
~CU*Advance – Per Occurrence $30.00
Dormant Account Monthly Fee – Accounts inactive for 12 months $10.00/month
ECM Payment: One-Time Payment $3.95/ payment
Escheat Fee – Per Occurrence $10.00
Garnishment/Levy $25.00
~Gift Card by VISA $3.00
Membership Fee – at time of account opening $5.00
~Money Order – Per money order $1.50 ea (4 free per month)
~Non-Sufficient Funds Fee – Per Occurrence $30.00*
Regulation D Violation – Per Occurrence $5.00
~Returned Deposit Item $20.00
Returned Mail $5.00
Simple Checking (waived with e-Statements) $2.00
Simply Better Checking $4.00
Statement Copy – Previous 12 Months $1.00
Statement Copy – Older than 12 Months $2.00
~Stop Payment $30.00
Travel Money Card by VISA $5.00
~Wire Transfers – Domestic Outgoing $15.00
Wire Transfers – International Outgoing $35.00

*Fee applies when overdraft is created by check, in person withdrawal, ATM withdrawal, or other electronic means.

~Can be waived or refunded with Member Rewards points.

Fees are subject to change.  Ask any Credit Union employee for details.


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