West Michigan Credit Union offices will be closed the following dates:
- Monday, October 11th
- Thursday, November 25th
- Friday, November 26th at 1pm
- Friday, December 24th at 1pm
- Saturday, December 25th
- Friday, December 31st at 1pm
- Saturday, January 1st, 2022
Access your account through:
- It’s Me 247 Online Banking
- Debit Card
- Shared Branch
- Mobile App with Remote Deposit
Upcoming Holiday Happenings
Be on the lookout for our upcoming Winter promotions. Beginning on November 1, 2021, we will begin our Annual Holiday Loan Special with a new competitive rate to jump start your seasonal shopping!
Expect our Skip-A-Pay program to return this December to help you keep some wiggle room in your budget and start making new Holiday memories.
Stay up to date on our limited-time offers by following us on Facebook and Instagram and by visiting WestMichiganCU.com!
Current and Upcoming Local Partnerships
Continuing through the month of October, all West Michigan Credit Union branches are partnering with local Foster Care programs. Help us in our efforts of collecting items needed by local children and teenagers entering the Foster System. We will be collecting the requested items in all branch locations through October 31, 2021.
This partnership has ended.
Then, in November, we will be turning our focus to our local Holiday toy drives. Stay connected with us on social media to stay updated on our partnerships.
Don't forget to enroll for eStatements to receive your statements even faster!
To sign up for eStatements, login to Onlilne Banking and click "My Documents" or visit, WestMichiganCU.com/ecommunication.
2022 Board of Directors
We have 3 incumbent board positions up for re-election in the 2022 WMCU Board of Directors. If you are interesting in volunteering to be a board member, please send a letter of intent and resume of qualifications to the Nominating Committee by December 15, 2021.
Send all submissions to:
West Michigan Credit Union
Attn: William Keim
1720 Michigan St. N.E.
Grand Rapids, MI 49503
Note: There will be no nominations from the floor on the day of the event. Voting will be held at our Annual Meeting scheduled on March 15, 2022.
Switch your Credit Card
WMCU is retiring its Gold and Classic Credit Card programs, so what might that mean for you?
As your Gold and Classic Visa Credit Cards expire, WMCU will not be renewing your card. Switch to one of our two new credit card options, Better Rate or Better Reward, to continue enjoying uninterrupted service and use.
Switch your Credit Card
Effective January 1, 2022.
|Star Icon||Account History Print-Out||$2.00|
|Bill Pay Transaction Overage Fee (Over 20)||50¢ ea|
|Star Icon||Card Replacement (Credit, Debit, and Travel Card)||$5.00|
|Check Cashing/Negotiation – Non-Members||$5.00|
|Star Icon||Check Copy||$3.00|
|Star Icon||Credit Union Corporate Check (1 free/ mo)||$3.00|
|CU*Advance – Per Occurrence||$30.00|
|Dormant Account Monthly Fee – Accounts inactive for 12 months||$10.00/month|
|ECM Payment: One-Time Payment||$3.95/ payment|
|Escheat Fee – Per Occurrence||$10.00|
|Star Icon||Gift Card by VISA||$3.00|
|Star Icon||Instant Issue Card||$10.00|
|Membership Fee – at time of account opening||$5.00|
|Star Icon||Money Order – Per money order (4 free/mo)||$1.50 ea|
|Star Icon||Non-Sufficient Funds Fee – Per Occurrence||$30.00**|
|Star Icon||Returned Deposit Item||$20.00|
|Simple Checking (waived with e-Statements)||$2.00|
|Simply Better Checking||$4.00|
|Statement Copy – Previous 12 Months||$1.00|
|Statement Copy – Older than 12 Months||$2.00|
|Star Icon||Stop Payment||$30.00|
|Travel Money Card by VISA||$5.00|
|Travel Money Card Reload||$3.00|
|Star Icon||Wire Transfers – Domestic Outgoing||$15.00|
|Wire Transfers – International Outgoing||$35.00|
Star Icon Can be waived or refunded with Member Rewards points.
**Fee applies when overdraft is created by check, in person withdrawal, ATM withdrawal, or other electronic means.
Fees are subject to change. Ask any Credit union employee for details.
Working together as the most trusted resource to help our members' financial lives be simply better.