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October 2021

View the PDF version of our October 2021 newsletter: WMCU October 2021

Holiday Closings

West Michigan Credit Union offices will be closed the following dates:

  • Monday, October 11th
  • Thursday, November 25th
  • Friday, November 26th at 1pm
  • Friday, December 24th at 1pm
  • Saturday, December 25th
  • Friday, December 31st at 1pm
  • Saturday, January 1st, 2022

Access your account through:

  • It’s Me 247 Online Banking
  • Debit Card
  • Shared Branch
  • Mobile App with Remote Deposit
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Upcoming Holiday Happenings

Be on the lookout for our upcoming Winter promotions. Beginning on November 1, 2021, we will begin our Annual Holiday Loan Special with a new competitive rate to jump start your seasonal shopping!

Expect our Skip-A-Pay program to return this December to help you keep some wiggle room in your budget and start making new Holiday memories.

Stay up to date on our limited-time offers by following us on Facebook and Instagram and by visiting!

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Current and Upcoming Local Partnerships

Continuing through the month of October, all West Michigan Credit Union branches are partnering with local Foster Care programs. Help us in our efforts of collecting items needed by local children and teenagers entering the Foster System. We will be collecting the requested items in all branch locations through October 31, 2021.

This partnership has ended.

Then, in November, we will be turning our focus to our local Holiday toy drives. Stay connected with us on social media to stay updated on our partnerships.

Megaphone Alert


Don't forget to enroll for eStatements to receive your statements even faster!

To sign up for eStatements, login to Onlilne Banking and click "My Documents" or visit,

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2022 Board of Directors

We have 3 incumbent board positions up for re-election in the 2022 WMCU Board of Directors. If you are interesting in volunteering to be a board member, please send a letter of intent and resume of qualifications to the Nominating Committee by December 15, 2021.

Send all submissions to:
West Michigan Credit Union
Attn: William Keim
1720 Michigan St. N.E.
Grand Rapids, MI 49503

Note: There will be no nominations from the floor on the day of the event. Voting will be held at our Annual Meeting scheduled on March 15, 2022.

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Switch your Credit Card

WMCU is retiring its Gold and Classic Credit Card programs, so what might that mean for you?

As your Gold and Classic Visa Credit Cards expire, WMCU will not be renewing your card. Switch to one of our two new credit card options, Better Rate or Better Reward, to continue enjoying uninterrupted service and use.

To learn about how to switch to one of our new credit card programs, call us at 1(800) 442-4576 or visit

Switch your Credit Card

Effective January 1, 2022.

Star Icon Account History Print-Out $2.00
Account Research $20/hour
Bill Pay Transaction Overage Fee (Over 20) 50¢ ea
Star Icon Card Replacement (Credit, Debit, and Travel Card) $5.00
Check Cashing/Negotiation $3.00
Check Cashing/Negotiation – Non-Members $5.00
Star Icon Check Copy $3.00
Star Icon Credit Union Corporate Check (1 free/ mo) $3.00
CU*Advance – Per Occurrence $30.00
Dormant Account Monthly Fee – Accounts inactive for 12 months $10.00/month
ECM Payment: One-Time Payment $3.95/ payment
Escheat Fee – Per Occurrence $10.00
Garnishment/Levy $25.00
Star Icon Gift Card by VISA $3.00
Star Icon Instant Issue Card $10.00
Membership Fee – at time of account opening $5.00
Star Icon Money Order – Per money order (4 free/mo) $1.50 ea
Star Icon Non-Sufficient Funds Fee – Per Occurrence $30.00**
Overnight Fee $20.00
Star Icon Returned Deposit Item $20.00
Returned Mail $5.00
Simple Checking (waived with e-Statements) $2.00
Simply Better Checking $4.00
Statement Copy – Previous 12 Months $1.00
Statement Copy – Older than 12 Months $2.00
Star Icon Stop Payment $30.00
Travel Money Card by VISA $5.00
Travel Money Card Reload $3.00
Star Icon Wire Transfers – Domestic Outgoing $15.00
Wire Transfers – International Outgoing $35.00

Star Icon Can be waived or refunded with Member Rewards points.

**Fee applies when overdraft is created by check, in person withdrawal, ATM withdrawal, or other electronic means.

Fees are subject to change. Ask any Credit union employee for details.

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