Latest News & Promotions


Home Equity Loan Special
As low as 2.86% APR* Fixed Rate

*Minimum rate offered 2.86% APR (Annual Percentage Rate) for 5 year term on loan amounts between $5,000- $80,000.  Offer only good on new loans.  Closing costs include an application fee and may include an appraisal fee up to $515.  Rates may vary based on creditworthiness. Credit is subject to approval.  Max CLTV (Combined Loan to Value) is 80% and may require appraisal.  Limited to primary residence located in Michigan.  Payment borrowed per $1,000 is $17.74 for 5 years.

Peace of Mind
As low as 7.99% APR*

Big Summer Plans giving you a headache?
Whether you’re planning a wedding, vacationing, or buying a big-ticket item, we can be your flotation device.  Apply for a Peace of Mind loan for a stress-free summer.

*Minimum rate offered unsecured 7.99% APR (Annual Percentage Rate) up to 60 months.  Payment per $1,000 borrowed at 7.99% APR is $20.27 per 60 month term.  Minimum amount $500.  Maximum amount $10,000.  New Money Only.  Credit is subject to approval.  Must qualify for membership. Rates subject to change.  Limited time offer.



Hearts Building Homes:
Often, we forget how powerful our actions can be. As a financial cooperative, it is our responsibility to build up our communities together. For 2017, we have adopted a Habitat for Humanity® partnership. For every Mortgage or Home Equity Loan closed by West Michigan Credit Union, we will donate $100 to local affiliates of Habitat for Humanity®. We will be working on various projects throughout the year. If you are interested in volunteering, let us know. Don’t forget if you need a home mortgage, want to refinance a mortgage, or need a home equity loan, we are here to help. View our rates on our mortgage site.


Download West Michigan Credit Union Newsletters below:

WMCU 2017 Calendar

Giving Back

  • Feed our piggy banks when you stop in. Each branch has piggy banks decorated by patients of Helen DeVos Children’s Hospital. Every bit of our donations will be given to the children’s hospital.

To see what we’ve done for our communities this past year, click here.