Certificates of Deposit
Available at competitive rates with a minimum deposit of only $500 and terms from 3 months to 5 years. A Certificate of Deposit is a risk-free way to earn higher returns. You lock in a fixed interest rate for the term of the deposit, making this an excellent way to guard against a possible decline in interest rates.
Certificates of Deposit Rates
* Rates Accurate As of December 3, 2024
| CD TERM | MINIMUM AMOUNT | APY* |
|---|---|---|
| 3 Month CD | $500.00 | 0.55% |
| 6 Month CD | $500.00 | 1.82% |
| 12 Month CD | $500.00 | 2.02% |
| 18 Month CD | $500.00 | 2.32% |
| 24 Month CD | $500.00 | 2.53% |
| 36 Month CD | $500.00 | 2.02% |
| 48 Month CD | $500.00 | 1.16% |
| 60 Month CD | $500.00 | 1.31% |
Disclaimer: Penalty for early withdrawal.
*APY is Annual Percentage Yield.
IRA Certificates of Deposit Rates
* Rates Accurate As of December 3, 2024
| TERM | MINIMUM AMOUNT | APY* |
|---|---|---|
| 12 Month Roth IRA CD | $500.00 | 2.02% |
| 24 Month Roth IRA CD | $500.00 | 2.53% |
| 36 Month Roth IRA CD | $500.00 | 2.02% |
| 48 Month Roth IRA CD | $500.00 | 1.16% |
| 60 Month Roth IRA CD | $500.00 | 1.31% |
| 12 Month Traditional IRA CD | $500.00 | 2.02% |
| 18 Month Traditional IRA CD | $500.00 | 2.32% |
| 24 Month Traditional IRA CD | $500.00 | 2.53% |
| 36 Month Traditional IRA CD | $500.00 | 2.02% |
| 48 Month Traditional IRA CD | $500.00 | 1.16% |
| 60 Month Traditional IRA CD | $500.00 | 1.31% |
| 12 Month Education IRA CD | $500.00 | 2.02% |
| 36 Month Education IRA CD | $500.00 | 2.02% |
Disclaimer: Penalty for early withdrawal.
*APY is Annual Percentage Yield.
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