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Debit Cards

WMCU Visa Debit Cards allow members to purchase merchandise or pay for services anywhere Visa is accepted.  Contact us to get your free debit card with your checking account.

  • Access your account by ATM
  • Use your card anywhere Visa is accepted
  • Control your card in our Mobile App

Important: Visa Fraud Alert texts »


Lost/Stolen Card: If your Visa is lost or stolen, please call 833-933-1681 immediately.

Instant Issue

Your life is chaotic enough! No one wants to deal with the stress of having fraud on their debit card, misplacing their card, or unexpectedly needing a new debit card. We now offer Instant Issue as a solution to replace your debit card without having to wait 10-14 days for it to arrive. Our Grand Rapids and Big Rapids branches are now able to print our members new debit cards for only $10.

Learn about all of our Instant Issue Options.

Additional protection:

eGuard/ 3D Secure – Shop online with confidence with our VISA debit cards.  Your WMCU debit card is automatically enrolled so we can ensure you are safe while shopping online.  This extra layer of security is risk based and will only go into effect when activity is suspicious.  When you make a purchase online that triggers eGuard/ 3D Secure to go into effect, you may be asked to verify your card through the following:

  • Signature panel (CVV2 code)
  • Last 4 digits of your Social Security Number
  • Expiration Date on Card

If we have your mobile phone number on file, you will receive a one-time passcode to use instead.


VISA Purchase Alerts

A free Service for all VISA cardholders (with VISA credit, debit, or reloadable prepaid cards such as our travel cards).  You may create an account to receive purchase alerts directly to your email or by text message.  Once you enroll into VISA Purchase Alerts, you will receive alerts for transactions immediately, so you can spot fraudulent activity right away.

Enrollment steps are as easy as 1-2-3!

  1. Check your card eligibility
  2. Create your account
  3. Choose your account settings

You may register up to 10 VISA card numbers.  For more information and to create an account, visit Visa.com/PurchaseAlerts.

Working together as the most trusted resource to help our members' financial lives be simply better.