Auto Loans
*1% Off Current Auto Loan Rates!
2020 or Newer Vehicles with a term of 60 or 72 months!
We offer auto loans for purchases and refinancing to fit your needs. Our Member Service Representatives will help steer you in the right direction and maneuver you through the lending process. We want to be there for you at every stage of life to fit your financial needs.
Auto Loans: If you’re looking for a vehicle to get you to work or on your latest adventure, we have loan options for your car. This is a great way to establish credit too! We offer loans for new and used cars.
Simply Secured is an available feature for an auto loan. To learn more, click here.
Auto Loan Rates
* Rates Accurate As of July 2, 2025
2023 and Newer Autos
| RATES AS LOW AS | TERMS |
|---|---|
| 5.99% APR* | 36 Months |
| 6.19% APR* | 48 Months |
| 6.39% APR* | 60 Months |
| 6.69% APR* | 72 Months |
| 6.99% APR* | 84 Months** |
*APR = Annual Percentage Rate. Rates as low as 5.99% APR on 2023 and newer automobiles with a term up to 36 months. Payment per $1,000 borrowed at 5.99% APR is $30.43 per 36-month term. Rate based on term and credit worthiness. Must qualify for membership. Contact the loan department for details.
**84 Month term is only available for 2024 and Newer Automobiles.
Used Autos
| YEAR | RATES AS LOW AS | TERMS |
|---|---|---|
| 2020 - 2022 | 7.69% APR* | Up to 60 Months |
| 2018 - 2019 | 7.69% APR* | Up to 60 Months |
| 2016 - 2017 | 7.99% APR* | Up to 48 Months |
| 2015 & Older | 8.74% APR* | Up to 36 Months |
*APR = Annual Percentage Rate. Payment per $1,000 borrowed at 7.69% APR is $20.14/ 60 month term. Rate based on term and credit worthiness. Must qualify for membership. Contact the loan department for details.
*A full 1% off current published auto loan rates for 2020 or newer vehicles with a term of 60 or 72 months. Special only available for new purchases or refinancing of a vehicle from another financial institution (must be new money to WMCU). Available for a limited time beginning May 1, 2025. Loan subject to approval. Rates may vary based on creditworthiness. Minimum loan amount financed may apply. Must qualify for membership. Redemption of Member Reward points may not be used with offer for additional savings. Federally Insured by NCUA.
Other products:
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