Real Estate Loans

Whether you are a first-time home buyer, you’re interested in a larger home, an investment property or a money-saving refinance, your local credit union is here for you with valuable advice and a comprehensive range of mortgage options. Contact us to speak to our friendly Member Service Representatives for more information. We will walk you through the home buying process and help you figure out what will work best for you. Real Estate Loans we offer:

Conventional
New Purchase
Refinance
Construction
Home Equity Loans

Simply Secured is an offered feature on Home Equity loans. To learn more, click here.(opens in new tab)

NMLS# 409031

For more information on our rates, lending options, or application, visit our mortgage site:

Apply Online

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Home Equity Loan Rates

* Rates Accurate As of October 31, 2026

RATES AS LOW AS	TERMS
5.75% APR*	60 Months (5 Year 1st Lien)
6.75% APR*	60 Months (5 Year 2nd Lien)
5.99% APR*	120 Months (10 Year 1st Lien)
6.99% APR*	120 Months (10 Year 2nd Lien)
6.25% APR*	180 Months (15 Year 1st Lien)**
7.25% APR*	180 Months (15 Year 2nd Lien)**

*APR = annual percentage rate. Payment per $1,000 borrowed at 6.00% APR is $19.34/ 60 month term. Rate based on term and credit worthiness. Must qualify for membership. Contact the loan department for details. Member should consult a tax adviser for further information on tax deductibility.

**Minimum loan amount $150,000.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

NMLS# 409031

Closing costs include a $275 application fee and may include an appraisal fee up to $550. Fees may vary based on appraiser and geographic area. Max CLTV (combined loan to value) is 80% and may require appraisal. Limited to primary residence located in Michigan.

See how you can save with your Member Rewards points.