Overdraft Protection (OPE) Loan
An Overdraft protection express loan is attached to your checking account to borrow from when your account is overdrawn. You must apply and be approved for an OPE loan. This line of credit is typically less expensive than our other options and will be the first place that your funds pull from, unless you instruct us otherwise.
OPE Loan Rates
* Rates Accurate As of November 3, 2026
| RATES AS LOW AS | TERMS |
|---|---|
| 15.0% APR* | Open-Ended |
*APR = annual percentage rate. Must qualify for membership. Contact the loan department for details.
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