Savings Rates

Saving for a car, an upcoming vacation, your future home, or just for emergencies? We are proud to offer a wide variety of ways for you to grow your savings. You can have multiple savings accounts to reach all of your specific savings goals. Access your savings accounts within online banking or the mobile app, or in CU*Talk. With our savings account options, you have complete control of your money!

Savings Accounts

* Rates Accurate As of June 15, 2025

ACCOUNT TYPE	APY*	MINIMUM BALANCE
Share Savings	0.10%	$5.00
Money Market	0.20% - 0.40%	$2,500
Success Money Market	0.10% - 2.00%	$50,000
Nest Egg Savings	0.10%	$1.00
Christmas Club	0.10%	$1.00
Select Checking	0.10%	$1,000

Business Interest Checking

Balance		APY*
$0-$999	0.10%	0.10%
$10,000-$99,999	0.20%	0.20%
$100,000	0.25%	0.25%

Health Savings Account also available.

Note: Fees could reduce earnings on the account. Minimum balance to earn dividends.

*APY is Annual Percentage Yield.

Certificates and IRA Certificates Rates

* Rates Accurate As of June 15, 2025

CD TERM	MINIMUM AMOUNT	APY*
3 Month CD	$500.00	0.55%
6 Month CD	$500.00	1.00%
12 Month CD	$500.00	1.26%
15 Month CD	$500.00	1.26%
18 Month CD	$500.00	1.26%
24 Month CD	$500.00	1.76%
30 Month CD	$500.00	1.76%
36 Month CD	$500.00	2.02%
48 Month CD	$500.00	1.16%
60 Month CD	$500.00	1.31%

Disclaimer: Penalty for early withdrawal.

*APY is Annual Percentage Yield.

*CD Special rates as of 4/1/25 and subject to change. Offer available for a limited time. Fees could reduce earnings. Terms and conditions may apply. Offer applies only to the Certificate of Deposit term listed above. Jumbo CD ($100,000 plus) rate bumps available. $5.00 West Michigan Credit Union Savings Account required. Rates subject to change.

See how you can save with your Member Rewards points.

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