Savings Rates
Savings Accounts
* Rates Accurate As of August 3, 2020
| ACCOUNT TYPE | APY* | MINIMUM BALANCE |
|---|---|---|
| Share Savings | 0.05% | $5.00 |
| Midas Savings | 0.10% | $2,500.00 |
| Gold Savings | 0.15% | $5,000.00 |
| Nest Egg Savings | 0.05% | $1.00 |
| Christmas Club | 0.05% | $1.00 |
Note: Fees could reduce earnings on the account. Minimum balance to earn dividends.
*APY is Annual Percentage Yield.
Certificates of Deposit Rates
* Rates Accurate As of August 3, 2020
| CD TERM | MINIMUM AMOUNT | APY* |
|---|---|---|
| 3 Month CD | $500.00 | 0.15% |
| 6 Month CD | $500.00 | 0.15% |
| 12 Month CD | $500.00 | 0.25% |
| 18 Month CD | $500.00 | 0.30% |
| 24 Month CD | $500.00 | 0.40% |
| 36 Month CD | $500.00 | 0.45% |
| 48 Month CD | $500.00 | 0.50% |
| 60 Month CD | $500.00 | 0.60% |
| 3 Month Jumbo CD | $100,000.00 | 0.65% |
| 6 Month Jumbo CD | $100,000.00 | 0.65% |
| 12 Month Jumbo CD | $100,000.00 | 0.75% |
| 18 Month Jumbo CD | $100,000.00 | 0.80% |
| 24 Month Jumbo CD | $100,000.00 | 0.90% |
| 36 Month Jumbo CD | $100,000.00 | 0.96% |
| 48 Month Jumbo CD | $100,000.00 | 1.01% |
| 60 Month Jumbo CD | $100,000.00 | 1.11% |
Disclaimer: Penalty for early withdrawal.
*APY is Annual Percentage Yield.
IRA Certificates of Deposit Rates
* Rates Accurate As of August 3, 2020
| TERM | MINIMUM AMOUNT | APY* |
|---|---|---|
| 12 Month Roth IRA CD | $500.00 | 0.25% |
| 24 Month Roth IRA CD | $500.00 | 0.40% |
| 36 Month Roth IRA CD | $500.00 | 0.45% |
| 48 Month Roth IRA CD | $500.00 | 0.50% |
| 60 Month Roth IRA CD | $500.00 | 0.60% |
| 12 Month Traditional IRA CD | $500.00 | 0.25% |
| 18 Month Traditional IRA CD | $500.00 | 0.30% |
| 24 Month Traditional IRA CD | $500.00 | 0.40% |
| 36 Month Traditional IRA CD | $500.00 | 0.45% |
| 48 Month Traditional IRA CD | $500.00 | 0.50% |
| 60 Month Traditional IRA CD | $500.00 | 0.60% |
| 12 Month Traditional Jumbo IRA CD | $100,000.00 | 0.75% |
| 18 Month Traditional Jumbo IRA CD | $100,000.00 | 0.80% |
| 48 Month Traditional Jumbo IRA CD | $100,000.00 | 1.01% |
| 60 Month Traditional Jumbo IRA CD | $100,000.00 | 1.11% |
| 12 Month Education IRA CD | $500.00 | 0.25% |
| 36 Month Education IRA CD | $500.00 | 0.45% |
Disclaimer: Penalty for early withdrawal.
*APY is Annual Percentage Yield.
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