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Routing #272481004

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Direct Deposit

With Direct Deposit, your money will be directly deposited into your account on payday, so you can eliminate those regular trips to cash or deposit your paycheck. Imagine the time you’ll save!

Whether you’re on vacation, sick or traveling out of town on business, your pay will still automatically be deposited and available for your use. It is the safest, most confidential way to get your money into your checking or savings account. Plus, saving money becomes easier since your funds will be in your credit union account instead of your wallet.

Direct Deposit: Paychecks

Setting up Direct Deposit to your West Michigan Credit Union account is easy. All you need is our routing number (272481004) and your account number, which appears in the second set of numbers at the bottom of your checks. When filling out forms for direct deposit they usually require the 12 digit account number format shown on the bottom of your check. When giving your account number for automatic payments to or from your account, use your account number plus the three-digit suffix (000 – savings, 080 – checking). For example, if you would like to use your checking suffix on account 12345, the account number you would give would be 12345080.

Direct Deposit will be finalized through your employer's human resources department. Then, you can use your Debit Card to make purchases or get cash at 30,000 free Co-op Network ATMs.

West Michigan Credit Union Routing Number: 272481004

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