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West Michigan Credit Union | Woman Reviewing her Statements

Remember to Review your Statements

We encourage you to review your periodic statements. You must notify the credit union that an error has occurred within 60 days of receiving a statement. The notice may be written or oral; however, We, as the credit union, may require you to provide written confirmation of an error within 10 business days of an oral notice. If you make a timely request for documentation or further clarifications to determine whether or not an error has occurred, then your notice will be considered timely if received by West Michigan Credit Union no later than 60 days after the requested information has been sent.

If you fail to notify the credit union within the 60 days of receiving the statement with the first unauthorized transfer, you may be liable for any transfers occurring after the close of the 60 days and before the notice is given to West Michigan Credit Union. §1005.11(b)

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Policy Update

We ask all members who are not vaccinated to wear a mask upon entering and during the duration of their stay in our branches.


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Splash into Summer Fun!


RV Loan rates as low as 3.99% APR*

Credit Card coming out of Wallet

Two Credit Card Options

Take control of your money by switching to one of our two credit cards. Save money with low rates and earn cashback.

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Learn How with our Tutorials

Looking for additional knowledge on our mobile app and online banking?

Debit Card Round Up

A little change can go a long way

What goals can you achieve by rounding up your transactions in your savings account?

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Stay connected to your account with our e-Services.

New & Used Auto Loans

as low as

2.79% APR*

Recreational Vehicles

as low as

3.30% APR*

Unsecured Loans

as low as

7.50% APR*

Credit Cards

as low as

7.50% APR*

* Rates Accurate As of June 20, 2021

Holiday Closings

Monday, July 5, 2021
Monday, September 6, 2021


Community Events

Great American Crossroads Celebration
Aug. 19, 2021 - Aug. 22, 2021
Reed City, MI

Find more information on Facebook or by contacting the organization listed above.

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Home Buying in 2021

Buying a home is a major milestone in most people’s lives. In today’s market, with so many obstacles in the way, it can be challenging to get to a closing. The home buying process can be stressful and time consuming. Here are some ways to better prepare yourself for buying a house in a seller’s market.

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How much our members have saved in 2021 by refinancing their loans with us!

We saved our members over $3 Million in 2020 by refinancing.

Credit Loans | The Vault

Working together as the most trusted resource to help our members' financial lives be simply better.