Routing #272481004

Become a Member
Back to School Hero Image

Back to School Auto Special

Backpack, pencils, low auto rates - triple check!

Get the Scoop Ice Cream Slider Image

Get The Scoop!

We have lowered rates on our Unsecured, Personal Loans to assist you with getting a sweet deal this Summer!

Credit Card coming out of Wallet

Two Credit Card Options

Take control of your money by switching to one of our two credit cards. Save money with low rates and earn cashback.

Man On Mobile Phone | West Michigan Credit Union

Learn How with our Tutorials

Looking for additional knowledge on our mobile app and online banking?

Debit Card Round Up

A little change can go a long way

What goals can you achieve by rounding up your transactions in your savings account?

E-Statement Slider Image | West Michigan Credit Union


Stay connected to your account with our e-Services.

New & Used Auto Loans

as low as

2.49% APR*

Recreational Vehicles

as low as

3.30% APR*

Unsecured Loans

as low as

5.99% APR*

Credit Cards

as low as

7.50% APR*

* Rates Accurate As of September 23, 2021

Holiday Closings

Monday, October 11, 2021
Thursday, November 25, 2021
Friday, November 26, 2021 (Closed at 1pm)

Community Events

Downtown Fall festival
October 29, 2021 - October 30, 2021
Big Rapids, MI

Illumi Zoo
Sept. 3, 2021 - Nov. 14, 2021
Every Wednesday - Sunday Evening
John Ball Zoo

Find more information on Facebook or by contacting the organization listed above.

Foster Value, Foster Hope, Foster Love. Help us in collecting items needed for our local youth entering the foster system.

Foster Value, Foster Hope, Foster Love

Help West Michigan Credit Union in their efforts of collecting items needed by local children and teenagers entering the Foster System. WMCU will be collecting the requested items in all branch locations from September 1, 2021 through October 31, 2021.

See Donation List »


How much our members have saved in 2021 by refinancing their loans with us!

We saved our members over $3 Million in 2020 by refinancing.

Credit Loans | The Vault

Working together as the most trusted resource to help our members' financial lives be simply better.