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Covid-19 Updates

We are committed to keeping our team members and members safe, while still being open for business. Read more about banking with us remotely.

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New Credit Card Options

Take control of your money by switching to one of our new credit cards. Save money with low rates and earn cashback.

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Hearts Building Homes

Hearts Building Homes

What if your mortgage or home equity loan could provide 400 meals to our neighbors in need?

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BENefits of Membership

$100 Cash Reward with Each New Line*

*Restrictions Apply

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New & Used Auto Loans

as low as

2.79% APR*

Recreational Vehicles

as low as

3.30% APR*

Unsecured Loans

as low as

7.50% APR*

Credit Cards

as low as

7.50% APR*

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* Rates Accurate As of April 5, 2020

Holiday Closings

Monday, May 25, 2020
Saturday, July 4, 2020

 

Community Events

Wheatlake Festival of Races:
Saturday, May 16, 2020 at 9:30 am
Hemlock Park, Big Rapids, MI 49307

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Home Buying 101

Buying a home is a major purchase and can be exciting. It is important to make sure you are well educated about the homebuying process to minimize confusion and worry during this significant investment.

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$169,029.62

How much our members have saved in 2020 by refinancing their loans with us!

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Working together as the most trusted resource to help our members' financial lives be simply better.