Important Merger Update
Debit Cards, Credit Cards, and ATM Cards
To kick off the conversion process, all debit cards, credit cards, and ATM cards will default to their offline limits in the afternoon of Friday, May 13, 2022. This includes all West Michigan Credit Union debit and credit cards. Having all cards defaulted to offline limits means that your transactions may be limited. This will allow us to transfer cards to a singular system. Once the conversion period is completed on Monday, May 16, 2022, your regular limits will be restored on all of your debit, credit, and ATM cards.
If you have specific questions about your exact limits, please visit your local branch and speak with a Member Service Representative.
Audio Banking, Text Banking, Online Banking, and Mobile App
To facilitate the final phase of the merger, CU*Talk/Audio Banking, Text Banking, Online Banking, and the Mobile App will not be available beginning the morning of Saturday, May 14, 2022. Once the process is complete, the morning of Sunday, May 15, 2022, you will be able to access these services through West Michigan Credit Union ONLY.
These external services will also be unavailable to current WMCU members as we facilitate the merger. We apologize for the inconvenience and highly recommend viewing your accounts before Saturday, May 14, 2022. Current WMCU members will not need to re-enroll in any of these services, they will simply be restored the morning on Sunday, May 15, 2022.
To read all merger updates, please visit the Merger Member Resource Center.
Per the membership vote on February 10th, 2022, Western Districts Members Credit Union voted in favor of merging with West Michigan Credit Union.
Western Districts Members Credit Union members should expect additional details regarding their accounts and the merger via mail. The anticipated merger date will be April 1st, 2022 with a conversion date of May 15, 2022.
We look forward to welcoming our new members!
Upcoming Merger Announcement
West Michigan Credit Union (WMCU) and Western Districts Members Credit Union (WDMCU) are thrilled to announce Regulatory Approval of their intent of uniting together. This is contingent upon a positive WDMCU membership vote, resulting in a mutual merger of becoming, solely, West Michigan Credit Union.
Through the partnership of WMCU and WDMCU, our team will continue to support members through their financial journey. This merger will provide five (5) additional locations for WDMCU members across West Michigan as well as additional ATM locations across several states. West Michigan Credit Union will be expanding its presence in Grand Rapids with two (2) additional locations and its field of membership to encompass Allegan, Barry, Benzie, Clare, Calhoun, Eaton, Grand Traverse, Ionia, Isabella, Jackson, Kalamazoo, Kalkaska, Mason, Muskegon, Oceana, and Ottawa in addition to the counties it already serves.
West Michigan Credit Union will continue to embody the beliefs of both credit unions with a collective mission to work together as the most trusted resource to make our members’ financial lives simply better.
Brent Nevins, Board Chairman of West Michigan Credit Union, and David Zawacki, Board Chairman of Western Districts Members Credit Union, are excited to announce their intent to merge and the benefits to both memberships.
We are anticipating the completion of this merger to take place in the Spring of 2022.
Working together as the most trusted resource to help our members' financial lives be simply better.