Routing #272481004

Become a Member


At West Michigan Credit Union, we believe in keeping fees to a minimum. This list is provided to you for your information.

Effective January 2020. Fees Subject to Change.
Star Icon = Redeemable Member Rewards Points

Star Icon Account History Print-Out $2.00
Account Research $20/hour
Bill Pay Transaction Overage Fee (Over 20) 50¢ ea
Star Icon Card Replacement (Credit, Debit, and Travel Card) $5.00
Check Cashing/Negotiation $3.00
Check Cashing/Negotiation – Non-Members $5.00
Star Icon Check Copy $3.00
Star Icon Credit Union Corporate Check (1 free/ mo) $3.00
CU*Advance – Per Occurrence $30.00
Dormant Account Monthly Fee – Accounts inactive for 12 months $10.00/month
ECM Payment: One-Time Payment $3.95/ payment
Escheat Fee – Per Occurrence $10.00
Garnishment/Levy $25.00
Star Icon Gift Card by VISA fee $3.00
Star Icon Instant Issue Card $10.00
Membership Fee – at time of account opening $5.00
Star Icon Money Order – Per money order (4 free/mo) $1.50 ea
Star Icon Non-Sufficient Funds Fee – Per Occurrence $30.00*
Overnight Fee $20.00*
Star Icon Returned Deposit Item $20.00
Returned Mail $5.00
Simple Checking (waived with e-Statements) $2.00
Simply Better Checking $4.00
Statement Copy – Previous 12 Months $1.00
Statement Copy – Older than 12 Months $2.00
Star Icon Stop Payment $30.00
Travel Money Card by VISA $5.00
Travel Money Card Reload $3.00
Star Icon Wire Transfers – Domestic Outgoing $15.00
Wire Transfers – International Outgoing $35.00

*When available. More information to follow in the near future.

**Fee applies when overdraft is created by check, in person withdrawal, ATM withdrawal, or other electronic means.

Fees are subject to change. Ask any Credit Union employee for details.


Working together as the most trusted resource to help our members' financial lives be simply better.