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Fees

At West Michigan Credit Union, we believe in keeping fees to a minimum. This list is provided to you for your information.

Effective January 2020. Fees Subject to Change.

SERVICE FEE
Account History Print-Out $2.00
Account Research $20/hour
Bill Pay Transaction Overage Fee (Over 20) 50¢ ea
Card Replacement (Credit, Debit, and Travel Card) $5.00
Check Cashing/Negotiation $3.00
Check Cashing/Negotiation – Non-Members $5.00
Check Copy $3.00
Credit Union Corporate Check (1 free/ mo) $3.00
CU*Advance – Per Occurrence $30.00
Dormant Account Monthly Fee – Accounts inactive for 12 months $10.00/month
ECM Payment: One-Time Payment $3.95/ payment
Escheat Fee – Per Occurrence $10.00
Garnishment/Levy $25.00
Gift Card by VISA $3.00
Membership Fee – at time of account opening $5.00
Money Order – Per money order (4 free/mo) $1.50 ea
Non-Sufficient Funds Fee – Per Occurrence $30.00*
Regulation D Violation – Per Occurrence $5.00
Returned Deposit Item $20.00
Returned Mail $5.00
Simple Checking (waived with e-Statements) $2.00
Simply Better Checking $4.00
Statement Copy – Previous 12 Months $1.00
Statement Copy – Older than 12 Months $2.00
Stop Payment $30.00
Travel Money Card by VISA $5.00
Travel Money Card Reload $3.00
Wire Transfers – Domestic Outgoing $15.00
Wire Transfers – International Outgoing $35.00

= Redeemable Member Rewards Points
*Fee applies when overdraft is created by check, in person withdrawal, ATM withdrawal, or other electronic means.

Fees are subject to change.

Ask any Credit Union employee for details.

 

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