At West Michigan Credit Union, we believe in keeping fees to a minimum. This list is provided to you for your information.
Revised in January 2020. Fees Subject to Change.
Fees Accurate As of October 2, 2023
Star Icon = Redeemable Member Rewards Points
|Star Icon||Account History Print-Out||$2.00|
|Bill Pay Transaction Overage Fee (Over 20)||50¢ ea|
|Star Icon||Card Replacement (Credit, Debit, and Travel Card)||$5.00|
|Check Cashing/Negotiation – Non-Members||$5.00|
|Star Icon||Check Copy||$3.00|
|Star Icon||Credit Union Corporate Check (1 free/ mo)||$3.00|
|CU*Advance – Per Occurrence||$30.00|
|Dormant Account Monthly Fee – Accounts inactive for 12 months||$10.00/month|
|ECM Payment: One-Time Payment||$3.95/ payment|
|Escheat Fee – Per Occurrence||$10.00|
|Star Icon||Gift Card by VISA fee||$3.00|
|Star Icon||Instant Issue Card||$10.00|
|Membership Fee – at time of account opening||$5.00|
|Star Icon||Money Order – Per money order (4 free/mo)||$1.50 ea|
|Star Icon||Non-Sufficient Funds Fee – Per Presentment||$30.00*|
|Star Icon||Returned Deposit Item||$20.00|
|Simple Checking (waived with e-Statements)||$2.00|
|Simply Better Checking||$4.00|
|Statement Copy – Previous 12 Months||$1.00|
|Statement Copy – Older than 12 Months||$2.00|
|Star Icon||Stop Payment||$30.00|
|Travel Money Card by VISA||$5.00|
|Travel Money Card Reload||$3.00|
|Star Icon||Wire Transfers – Domestic Outgoing||$15.00|
|Wire Transfers – International Outgoing||$35.00|
*Fee applies when overdraft is created by check, in person withdrawal, ATM withdrawal, or other electronic means.
**Waived when deposited via RDC, a savings account balance over $100, a loan or a debit card is present.
Fees are subject to change. Ask any Credit Union employee for details.
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