Routing #272481004

Become a Member
Signing Fees Agreement


At West Michigan Credit Union, we believe in keeping fees to a minimum. This list is provided to you for your information.

Revised in January 2020. Fees Subject to Change.
Fees Accurate As of May 28, 2024
Star Icon = Redeemable Member Rewards Points

Star Icon Account History Print-Out $2.00
Account Research $20/hour
Bill Pay Transaction Overage Fee (Over 20) 50¢ ea
Star Icon Card Replacement (Credit, Debit, and Travel Card) $5.00
Check Cashing/Negotiation $3.00**
Check Cashing/Negotiation – Non-Members $5.00
Star Icon Check Copy $3.00
Star Icon Credit Union Corporate Check (1 free/ mo) $3.00
CU*Advance – Per Occurrence $30.00
Dormant Account Monthly Fee – Accounts inactive for 12 months $10.00/month
ECM Payment: One-Time Payment $3.95/ payment
Escheat Fee – Per Occurrence $10.00
Garnishment/Levy $25.00
Star Icon Gift Card by VISA fee $3.00
Star Icon Instant Issue Card $10.00
Membership Fee – at time of account opening $5.00
Star Icon Money Order – Per money order (4 free/mo) $1.50 ea
Star Icon Non-Sufficient Funds Fee – Per Presentment $30.00*
Overnight Fee $20.00
Star Icon Returned Deposit Item $20.00
Returned Mail $5.00
Simple Checking (waived with e-Statements) $2.00
Simply Better Checking $4.00
Statement Copy – Previous 12 Months $1.00
Statement Copy – Older than 12 Months $2.00
Star Icon Stop Payment $30.00
Travel Money Card by VISA $5.00
Travel Money Card Reload $3.00
Star Icon Wire Transfers – Domestic Outgoing $15.00
Wire Transfers – International Outgoing $35.00

*Fee applies when overdraft is created by check, in person withdrawal, ATM withdrawal, or other electronic means.

**Waived when deposited via RDC, a savings account balance over $100, a loan or a debit card is present.

Fees are subject to change. Ask any Credit Union employee for details.


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