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Family Unpacking Boxes HELOC Home Equity Line of Credit

Home Equity Line of Credit (HELOC)

Our home equity line of credit loans allow you to borrow money against the equity of your home. Unlike a traditional Home Equity Loan, these loans are designed to be flexible, open-ended, and convenient for you as a way to finance your periodic expenses. Common uses for a HELOC include debt consolidation, college tuition, unexpected expenses, or home remodeling projects.

  • Perfect for ongoing expenses and projects
  • Rates are typically lower than a credit card
  • Payments based on funds you use, not the approved limit
  • Use your funds for a variety of purposes

Ways to Use the Equity In Your Home

Paint Roller HELOC Icon

Home Improvement


Debt Consolidation

Family Vacation

Simply Secured is an available feature for a home equity loan. To learn more, click here. For more information on our rates, mortgage lending options, or application; visit our mortgage site:

HELOC Loan Rates

* Rates Accurate As of May 30, 2023

PRIME + 0.50% APR* Open

APR = Annual Percentage Rate. Rate based on term and credit worthiness. Must qualify for membership. Contact the loan department for details. Member should consult a tax adviser for further information on tax deductibility.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

NMLS# 409031

Closing costs include a $275 application fee. Additional appraisal fee and/or title fee may apply. Fees may vary based on appraiser and geographic area. Max CLTV (combined loan to value) is 80% and may require appraisal. Limited to primary residence located in Michigan.


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