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Family Unpacking Boxes HELOC - Home Equity Line of Credit

Home Equity Line of Credit (HELOC)

Our home equity line of credit loans allow you to borrow money against the equity of your home. Unlike a traditional Home Equity Loan, these loans are designed to be flexible, open-ended, and convenient for you as a way to finance your periodic expenses. Common uses for a HELOC include debt consolidation, college tuition, unexpected expenses, or home remodeling projects.

  • Perfect for ongoing expenses and projects
  • Rates are typically lower than a credit card
  • Payments based on funds you use, not the approved limit
  • Use your funds for a variety of purposes

Ways to Use the Equity In Your Home

Paint Roller HELOC Icon

Home Improvement


Debt Consolidation

Family Vacation

Simply Secured is an available feature for a home equity loan. To learn more, click here. For more information on our rates, mortgage lending options, or application; visit our mortgage site:

HELOC Loan Rates

* Rates Accurate As of July 17, 2024

PRIME + 0.50% APR* Open

APR = Annual Percentage Rate. Rate based on term and credit worthiness. Must qualify for membership. Contact the loan department for details. Member should consult a tax adviser for further information on tax deductibility.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

NMLS# 409031

Closing costs include a $275 application fee. Additional appraisal fee and/or title fee may apply. Fees may vary based on appraiser and geographic area. Max CLTV (combined loan to value) is 80% and may require appraisal. Limited to primary residence located in Michigan.


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