Fees
At West Michigan Credit Union, we believe in keeping fees to a minimum. This list is provided to you for your information.
Revised in January 2025. Fees Subject to Change.
Fees Accurate As of January 21, 2025
Star Icon = Redeemable Member Rewards Points
| Star Icon | SERVICE | FEE |
|---|---|---|
| Star Icon | Account History Print-Out | $2.00 |
| Account Research | $20/hour | |
| Bill Pay Transaction Overage Fee (Over 20) | 50¢ ea | |
| Star Icon | Card Replacement (Credit, Debit, and Travel Card) | $5.00 |
| Check Cashing/Negotiation | $3.00** | |
| Check Cashing/Negotiation – Non-Members | $5.00 | |
| Star Icon | Check Copy | $5.00 |
| Star Icon | Credit Union Corporate Check (1 free/ mo) | $5.00 |
| CU*Advance – Per Occurrence | $30.00 | |
| Dormant Account Monthly Fee – Accounts inactive for 12 months | $10.00/month | |
| ECM Payment: One-Time Payment | $3.95/ payment | |
| Escheat Fee – Per Occurrence | $100.00 | |
| Garnishment/Levy | $50.00 | |
| Star Icon | Gift Card by VISA fee | $3.00 |
| Star Icon | Instant Issue Card | $10.00 |
| Membership Fee – at time of account opening | $5.00 | |
| Star Icon | Money Order – Per money order (4 free/mo) | $2.00 ea |
| Star Icon | Non-Sufficient Funds Fee – Per Presentment | $30.00* |
| Overnight Fee | $35.00 | |
| Returned Mail Fee | $5.00 | |
| Simple Checking (waived with e-Statements) | $2.00 | |
| Simply Better Checking | $4.00 | |
| Statement Copy – Previous 12 Months | $1.00 | |
| Statement Copy – Older than 12 Months | $2.00 | |
| Star Icon | Stop Payment | $30.00 |
| Travel Money Card by VISA | $5.00 | |
| Travel Money Card Reload | $3.00 | |
| Star Icon | Wire Transfers – Domestic Outgoing | $20.00 |
| Wire Transfers – International Outgoing | $40.00 | |
| Wire Transfers – International Incoming | $12.00 |
Star Icon Can be waived or refunded with Member Rewards points.
*Fee applies when overdraft is created by check, in person withdrawal, ATM withdrawal, or other electronic means.
**Waived when deposited through RDC.
Fees are subject to change. Ask any Credit union employee for details.
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