Fees
At West Michigan Credit Union, we believe in keeping fees to a minimum. This list is provided to you for your information.
Revised in January 2020. Fees Subject to Change.
Fees Accurate As of November 21, 2024
Star Icon = Redeemable Member Rewards Points
| Star Icon | SERVICE | FEE |
|---|---|---|
| Star Icon | Account History Print-Out | $2.00 |
| Account Research | $20/hour | |
| Bill Pay Transaction Overage Fee (Over 20) | 50¢ ea | |
| Star Icon | Card Replacement (Credit, Debit, and Travel Card) | $5.00 |
| Check Cashing/Negotiation | $3.00** | |
| Check Cashing/Negotiation – Non-Members | $5.00 | |
| Star Icon | Check Copy | $3.00 |
| Star Icon | Credit Union Corporate Check (1 free/ mo) | $3.00 |
| CU*Advance – Per Occurrence | $30.00 | |
| Dormant Account Monthly Fee – Accounts inactive for 12 months | $10.00/month | |
| ECM Payment: One-Time Payment | $3.95/ payment | |
| Escheat Fee – Per Occurrence | $10.00 | |
| Garnishment/Levy | $25.00 | |
| Star Icon | Gift Card by VISA fee | $3.00 |
| Star Icon | Instant Issue Card | $10.00 |
| Membership Fee – at time of account opening | $5.00 | |
| Star Icon | Money Order – Per money order (4 free/mo) | $1.50 ea |
| Star Icon | Non-Sufficient Funds Fee – Per Presentment | $30.00* |
| Overnight Fee | $20.00 | |
| Star Icon | Returned Deposit Item | $20.00 |
| Simple Checking (waived with e-Statements) | $2.00 | |
| Simply Better Checking | $4.00 | |
| Statement Copy – Previous 12 Months | $1.00 | |
| Statement Copy – Older than 12 Months | $2.00 | |
| Star Icon | Stop Payment | $30.00 |
| Travel Money Card by VISA | $5.00 | |
| Travel Money Card Reload | $3.00 | |
| Star Icon | Wire Transfers – Domestic Outgoing | $15.00 |
| Wire Transfers – International Outgoing | $35.00 |
*Fee applies when overdraft is created by check, in person withdrawal, ATM withdrawal, or other electronic means.
**Waived when deposited via RDC, a savings account balance over $100, a loan or a debit card is present.
Fees are subject to change. Ask any Credit Union employee for details.
Other Important Documents:
Working together as the most trusted resource to help our members' financial lives be simply better.