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Holiday Happenings on blue snowflake background

Holiday Happenings

Enjoy the holidays without the financial hangups Holiday Loan

Introducing our 2022 Holiday Loan

Enjoy the holidays without the financial hangups! Get a limited time offer for a 2022 Holiday Loan. You can apply for our Holiday Loan beginning on November 1st for amounts between $1,000 and $10,000.

Rates as low as 6.90% APR*

Speak with a Member Service Representative in-person, call 1(800) 442-4576, or begin your application online!

*Annual percentage rate for 11 monthly payments. Minimum $1,000. Maximum $10,000. Payment per $1,000 borrowed at 6.90% APR is $94.08/11 month term. Available November 1 - December 31, 2022. Qualified borrowers only. Must qualify for membership. Restrictions apply.


Unwrap more JOY this holiday season with Skip A Pay

Unwrap more JOY this holiday season

Imagine all you could do with the money you save from our December Skip-A-Pay! It is a $25.00 payment per skipped loan. Make sure you take time this holiday season to unwrap more JOY with Skip-A-Pay!

Please note that you must make your October and November payments before a Skip-A-Pay form can be processed.

Speak with a Member Service Representative in-person, call 1(800) 442-4576, or begin your December Skip-A-Pay from online!

*Requirements/Deadlines: All loans must be currently in good standing and have been properly paid for at least six months prior to request. The "Skip-A-Pay" form must be received prior to your December 2022 due date. Home Equity, Mortgage, VISA, Savings Secured, Overdraft Loans, and Revolving Lines of Credit are not eligible. If processing fee is not paid, this offer is void. All borrowers on the original loan must sign a Skip-A-Payment form. All other terms and conditions of the loan obligation with us remain in effect and unchanged by the acceptance of this offer.


Holiday Toy Drives

Angel Tree and Toys for Tots

The holidays are just around the corner, help spread some cheer and give back this year! We are collecting new, unwrapped toys for our local youth this upcoming holiday season. Join us in our efforts to brighten the holiday season.

Visit our Angel Tree donation sites in our Grand Rapids, 36th Street, Big Rapids, and Reed City branches, or our Toys for Tots collection sites in our Cadillac and Manistee branches.

Holiday Hours

We will be CLOSED for business on:

  • Thursday, November 24, 2022
  • Friday, November 25, 2022 (Closing at 1pm)
  • Saturday, December 24, 2022 (Closing at 1pm)
  • Monday, December 26, 2022
  • Saturday, December 31, 2022 (Closing at 1pm)
  • Monday, January 2, 2023

Working together as the most trusted resource to help our members' financial lives be simply better.