Savings Rates
Saving for a car, an upcoming vacation, your future home, or just for emergencies? We are proud to offer a wide variety of ways for you to grow your savings. You can have multiple savings accounts to reach all of your specific savings goals. Access your savings accounts within online banking or the mobile app, or in CU*Talk. With our savings account options, you have complete control of your money!
Savings Accounts
* Rates Accurate As of July 30, 2025
| ACCOUNT TYPE | APY* | MINIMUM BALANCE |
|---|---|---|
| Share Savings | 0.10% | $5.00 |
| Money Market | 0.20% - 0.40% | $2,500 |
| Success Money Market | 0.10% - 2.00% | $50,000 |
| Nest Egg Savings | 0.10% | $1.00 |
| Christmas Club | 0.10% | $1.00 |
| Select Checking | 0.10% | $1,000 |
Business Interest Checking
| Balance | APY* | |
|---|---|---|
| $0-$999 | 0.10% | 0.10% |
| $10,000-$99,999 | 0.20% | 0.20% |
| $100,000 | 0.25% | 0.25% |
Health Savings Account also available.
Note: Fees could reduce earnings on the account. Minimum balance to earn dividends.
*APY is Annual Percentage Yield.
Certificates and IRA Certificates Rates
* Rates Accurate As of July 30, 2025
| CD TERM | MINIMUM AMOUNT | APY* |
|---|---|---|
| 3 Month CD | $500.00 | 0.55% |
| 6 Month CD | $500.00 | 1.00% |
| 9 Month CD | $500.00 | 1.00% |
| 12 Month CD | $500.00 | 1.26% |
| 12 Month CD Special* | $500.00 | 4.00% |
| 15 Month CD | $500.00 | 1.26% |
| 18 Month CD | $500.00 | 1.26% |
| 24 Month CD | $500.00 | 1.76% |
| 30 Month CD | $500.00 | 1.76% |
| 36 Month CD | $500.00 | 2.02% |
| 48 Month CD | $500.00 | 1.16% |
| 60 Month CD | $500.00 | 1.31% |
Disclaimer: Penalty for early withdrawal.
*APY is Annual Percentage Yield.
*Corresponding 3.93% APR. Limited time offer. Rates subject to change. A penalty may be imposed for early withdrawal. $5.00 WMCU Savings Account required. Deposits insured to at least $250,000 per individual depositor by the National Credit Union Share Insurance Fund (NCUSIF). The National Credit Union Administration (NCUA) is the independent agency that administers the NCUSIF. Like the FDIC's Deposit Insurance Fund, the NCUSIF is a federal insurance fund backed by the full faith and credit of the United States government. Terms and conditions may apply. Offer available for a limited time. Fees could reduce earnings. Jumbo CD ($100,000 plus) rate bumps available. APY is Annual Percentage Yield.
Other products:
Working together as the most trusted resource to help our members' financial lives be simply better.