Savings Rates
Saving for a car, an upcoming vacation, your future home, or just for emergencies? We are proud to offer a wide variety of ways for you to grow your savings. You can have multiple savings accounts to reach all of your specific savings goals. Access your savings accounts within online banking or the mobile app, or in CU*Talk. With our savings account options, you have complete control of your money!
Savings Accounts
* Rates Accurate As of December 21, 2024
| ACCOUNT TYPE | APY* | MINIMUM BALANCE |
|---|---|---|
| Share Savings | 0.20% | $5.00 |
| Midas Savings | 0.30% | $2,500.00 |
| Money Market | 0.20% - 0.40% | $1.00 |
| Nest Egg Savings | 0.20% | $1.00 |
| Christmas Club | 0.20% | $1.00 |
Note: Fees could reduce earnings on the account. Minimum balance to earn dividends.
*APY is Annual Percentage Yield.
Certificates of Deposit Rates
* Rates Accurate As of December 21, 2024
| CD TERM | MINIMUM AMOUNT | APY* |
|---|---|---|
| 3 Month CD | $500.00 | 0.55% |
| 6 Month CD | $500.00 | 1.82% |
| 12 Month CD | $500.00 | 2.02% |
| 18 Month CD | $500.00 | 2.32% |
| 24 Month CD | $500.00 | 2.52% |
| 36 Month CD | $500.00 | 2.02% |
| 48 Month CD | $500.00 | 1.16% |
| 60 Month CD | $500.00 | 1.31% |
Disclaimer: Penalty for early withdrawal.
*APY is Annual Percentage Yield.
IRA Certificates of Deposit Rates
* Rates Accurate As of December 21, 2024
| TERM | MINIMUM AMOUNT | APY* |
|---|---|---|
| 12 Month Roth IRA CD | $500.00 | 2.02% |
| 24 Month Roth IRA CD | $500.00 | 2.53% |
| 36 Month Roth IRA CD | $500.00 | 2.02% |
| 48 Month Roth IRA CD | $500.00 | 1.16% |
| 60 Month Roth IRA CD | $500.00 | 1.31% |
| 12 Month Traditional IRA CD | $500.00 | 2.02% |
| 18 Month Traditional IRA CD | $500.00 | 2.32% |
| 24 Month Traditional IRA CD | $500.00 | 2.53% |
| 36 Month Traditional IRA CD | $500.00 | 2.02% |
| 48 Month Traditional IRA CD | $500.00 | 1.16% |
| 60 Month Traditional IRA CD | $500.00 | 1.31% |
| 12 Month Education IRA CD | $500.00 | 2.02% |
| 36 Month Education IRA CD | $500.00 | 2.02% |
Disclaimer: Penalty for early withdrawal.
*APY is Annual Percentage Yield.
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