*Coming June 1, 2017*

Member Rewards

It pays to be a member like you.

With Member Rewards, you can refund fees, save on WMCU products (such as a free box of checks, loan discount, or $100 off closing costs), and earn WMCU gear! Contact us or stop by to redeem your points.  Ask us how you can win 10,000 points by June 1!

Spend your points

Save on WMCU Products Cost
One free box of WMCU checks 2,500 points
$50 off of loan application (H.E.) 2,500 points
$100 off Closing Costs 5,000 points
* 0.25% off of loan 5,000 points
**CD Renewal Bonus (0.25%) 5,000 points

*Minimum rate offered 1.99% APR (Annual Percentage Rate).
Does not include HE/HELOC, Mortgage, Revolving, or CD Secured Loans.

**CD renewal bonus .25% APY (Annual Percentage Yield) must be redeemed before renewal date.

Refund Fees Cost
One non-sufficient funds/ non return fee 5,000 points
One loan late fee 5,000 points
Account history print-out 500 points
One card replacement fee 1,250 points
One overdraft transfer fee 1,250 points
Check copy 750 points
Credit Union corporate check 750 points
Gift Card by VISA 750 points
Money order 250 points
Returned deposit item fee 3,500 points
Stop payment fee 5,000 points
Wire transfers- domestic outgoing 5,000 points

This schedule does not include all fees and is subject to change.

WMCU Gear Cost
Tote bag 1,000 points
Earbuds 2,000 points
Tumbler cup 6,000 points
Travel mug 6,000 points
Cooler 8,000 points
Camping chair 10,000 points

List above can change at any time. Items will not be shipped. Please allow for up to two weeks for your item to be processed. Quantities may be limited.

Earn your points

Loyalty Amount
Every year of membership (after 1 year) 5 points
Valid email address 5 points
Enrolled in a Marketing Club 25 points
Fill out a member survey 10 points
Attend a seminar or annual meeting 50 points
Opted in to CU contact 5 points
Wrong Address -25 points
Deposit Cost
Simply Better Checking Account 100 points
Simply Checking Account 25 points
Certificate of Deposit 10 points
Aggregate balance of $1,000-$9,999 25 points
Aggregate balance of $10,000- $49,999 50 points
Aggregate balance of $50,000+ 100 points
Savings account with negative balance -500 points
Lending Cost
Mortgage loans 300 points
Home Equity loans 100 points
All other loans 50 points
Aggregate balance of $1,000-$9,999 25 points
Aggregate balance of $10,000- $49,999 50 points
Aggregate balance of $50,000+ 100 points
Delinquent loan account (over 30 days) -500 points
Plastics Cost
Active debit card 20 points
Active VISA credit card 20 points
Use debit card 5+ times per month 20 points
Self-Service Cost
CU*Talk Audio Response- Audio 10 points
It’s Me 247 Online Banking- Active 25 points
Text Banking 20 points
Enrolled in E-Statements 50 points
Enrolled in Bill Pay 50 points
Enrolled in E-Notices 50 points
Enrolled in E-Alerts 20 points
Direct/ ACH Deposit of at least $500/mo 25 points
Loan payments via Auto Funds Transfer 25 points
Account Transfers via Auto Funds Transfer 10 points