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Covid-19 Updates

We are committed to keeping our team members and members safe, while still being open for business. Read more about banking with us remotely.

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New Credit Card Options

Take control of your money by switching to one of our new credit cards. Save money with low rates and earn cashback.

Hearts Building Homes

Hearts Building Homes

What if your mortgage or home equity loan could provide 400 meals to our neighbors in need?

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BENefits of Membership

$100 Cash Reward with Each New Line*

*Restrictions Apply

New & Used Auto Loans

as low as

2.79% APR*

Recreational Vehicles

as low as

3.30% APR*

Unsecured Loans

as low as

7.50% APR*

Credit Cards

as low as

7.50% APR*

* Rates Accurate As of April 10, 2020

Holiday Closings

Monday, May 25, 2020
Saturday, July 4, 2020


Community Events

Wheatlake Festival of Races:
Saturday, May 16, 2020 at 9:30 am
Hemlock Park, Big Rapids, MI 49307

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Home Buying 101

Buying a home is a major purchase and can be exciting. It is important to make sure you are well educated about the homebuying process to minimize confusion and worry during this significant investment.

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How much our members have saved in 2020 by refinancing their loans with us!

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Working together as the most trusted resource to help our members' financial lives be simply better.